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* April 27th, 2018: Updated HSA Family Contribution Limit: $6,900

May 2018 SHRM HSA Resource PDF

* 2018 IRS updated the FSA limit to $2650.00

* 2018 Mass Transit and Qualified Parking are updated to $260.00

IRS General 2018 Tax Notice link

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2017-2018 Tax Calculators:

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* Health Savings Account (HSA) vs. Traditional Health Plan Calculator


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Image result for july 4th

The Fourth of July – also known as Independence Day or July 4th – has been a federal holiday in the United States since 1941, but the tradition of Independence Day celebrations goes back to the 18th century and the American Revolution.

On July 2nd, 1776, the Continental Congress voted in favor of independence, and two days later delegates from the 13 colonies adopted the Declaration of Independence, a historic document drafted by Thomas Jefferson.

From 1776 to the present day, July 4th has been celebrated as the birth of American independence, with festivities ranging from fireworks, parades and concerts to more casual family gatherings and barbecues.

On July 4th, the Continental Congress formally adopted the Declaration of Independence, which had been written largely by Jefferson. Though the vote for actual independence took place on July 2nd, from then on the 4th became the day that was celebrated as the birth of American independence.

Did You Know?

John Adams believed that July 2nd was the correct date on which to celebrate the birth of American independence, and would reportedly turn down invitations to appear at July 4th events in protest.

Adams and Thomas Jefferson both died on July 4, 1826—the 50th anniversary of the adoption of the Declaration of Independence.



125Consumer Updated 2018 Educational Videos!


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Making Contribution to Your HSA

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HSA Investment Educational Video__ 125Company 2018

2018 vs. 2017 HSA Contribution Limits __ SHRM _ 125Company 2018

HSA Investment Options Returns -- Latest for 2018

Health Savings Account (HSA) vs. Traditional Health Plan Calculator _ 2017-2018

Latest HSA Investment and Interest Rates

HSA Investment Options Returns -- Latest for 2017 - 2018

2018 IRS HSA Announcement:

April 27, 2018 Updated IRS Notice _"back to $6,900"

March 7th, 2018: Revised HSA Family Contribution Limit: $6,850

HSA Consumer Notice Regarding Electronic Delivery of Tax Forms 2016

The IRS announced the following limitations on contributions to Heath Savings Accounts (HSAs) for the 2018 calendar year:

 *   $3,450 for individual coverage 

 *   $6,900 for family coverage 

The IRS also announced the following adjusted limits for deductibles and out-of-pocket expenses for high deductible health plans (HDHPs) for the 2018 calendar year:

 *   Deductibles:  $1,350 for individual coverage or $2,600 for family coverage (No change)

 *   Maximum out-of-pocket expenses (deductibles, co-payments and other amounts, but not premiums): $6,650 for individual coverage or $13,300 for family coverage

* 55 plus $1,000

These amounts can be updated in the applicable documents.

See Revenue Procedure 2015-30 <> for the official guidance.

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POP - Premium Only Plan (essential for pre-tax savings)


FSA - Flexible Savings Account


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Various Prior Summary Notices

2017 -- IRS Tax Benefit Inflation Increase and Other Unchanged Summary

2015 -- Application of Retroactive Increase in Excludable Transit Benefits


December 2014 -- Retroactive Transit Benefits Overview

December 2014 -- Application of Retroactive Increase in Excludable Transit Benenfits - IRS Notice

July 4th, 2014 -- New Rules Allow Carry-Over of Flexible Health Funds

2014 -- Lactation Expenses as Medical Expenses



November, 2013  --  New 2014 Changes for the Transportation Program


October, 2013 -- Changes to HRA and Individual Policies - Groom Law


September, 2013  --  Agencies Issue Guidance on Application Of ACA to HRAs, FSAs, Other Arrangements



March 6, 2013 - WSJ Market Watch - Childcare tax breaks for working parents


January 1st, 2013 - How Healthcare Reform Changes FSA-HSA -




November 19, 2012 - Money Still in Your Flexible Spending Account?


November 16, 2012 - Why Don't You Have a FSA Account?"


November 7, 2012 - Tips on Flexible Spending Accounts


June 19, 2012 Obamacare Care Calls FSA Use It or Lose It into Question - Forbes


June, 2012  ---  New IRS guidance released on FSA contribution cap for 2013




August 22, 2011 - Minnesota Public Radio - Congress reconsiders restrictions on FSA for health care


July 31, 2011 - Sens. Cardin, Enzi Seek to End FSA "Use or Lose" Clause


July 29, 2011 - Will Congress Cure the Problems with Health Care FSAs?


May 25, 2011 - Read about the new 2011 OTC Changes


 H.R. 605 - Repeal Provisions (OTC and $2500) Summary and Sponsors for Legislative Action


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