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*In observance of Labor Day, our offices will closed on Monday, September 1st, 2014.




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Our First Labor Day Parade


Labor Day parade, Main St., Buffalo, N.Y.



On September 5, 1882, some 10,000 workers assembled in New York City to participate in America's first Labor Day parade. After marching from City Hall, past reviewing stands in Union Square, and then uptown to 42nd Street, the workers and their families gathered in Wendel's Elm Park for a picnic, concert, and speeches.


This first Labor Day celebration was eagerly organized and executed by New York’s Central Labor Union, an umbrella group made up of representatives from many local unions. 


Debate continues to this day as to who originated the idea of a workers' holiday, but it definitely emerged from the ranks of organized labor at a time when they wanted to demonstrate the strength of their burgeoning movement and inspire improvements in their working conditions.



* In observance of Labor Day, our offices will close on Monday September 1st, 2014.


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Our Core Services Overview


POP - Premium Only Plan (essential for pre-tax savings)


FSA - Flexible Savings Account


HSA - Health Savings Account


HRA - Health Reimbursement Account (over 1,000 custom plan designs -  either Bundled, Retiree Coverage or with IRS approved Excepted Benefits)


Transportation Account (Mass Transit, Parking, Van and Bike)


Cobra and Retiree Billing Services


Compliance Testing - Plan Document Services and more!


Voluntary Employee Beneficiary Association (VEBA)








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Latest Updates


July 4th, 2014 -- New Rules Allow Carry-Over of Flexible Health Funds


November, 2013  --  New 2014 Changes for the Transportation Program



September, 2013  --  Agencies Issue Guidance on Application Of ACA to HRAs, FSAs, Other Arrangements




August, 2013  -- The following items/services are now eligible for reimbursement without

a Letter of Medical Necessity:


  • Lactation Consultants
  • Massage Therapy
  • Sunscreen with SPF 15 or higher (previously it was SPF 30 or higher)



March 6, 2013 - WSJ Market Watch - Childcare tax breaks for working parents


January 1st, 2013 - How Healthcare Reform Changes FSA-HSA -



November 19, 2012 - Money Still in Your Flexible Spending Account?


November 16, 2012 - Why Don't You Have a FSA Account?"


November 7, 2012 - Tips on Flexible Spending Accounts


June 19, 2012 Obamacare Care Calls FSA Use It or Lose It into Question - Forbes


June, 2012  ---  New IRS guidance released on FSA contribution cap for 2013



August 22, 2011 - Minnesota Public Radio - Congress reconsiders restrictions on FSA for health care


July 31, 2011 - Sens. Cardin, Enzi Seek to End FSA "Use or Lose" Clause


July 29, 2011 - Will Congress Cure the Problems with Health Care FSAs?


May 25, 2011 - Read about the new 2011 OTC Changes


 H.R. 605 - Repeal Provisions (OTC and $2500) Summary and Sponsors for Legislative Action


What Our Customers are Saying

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Phone: (301) 977-8840


Toll Free number (877) 303-3539

Claim Fax: (877) 303-0742




Live phone support: 9:00 - 5:00 EST with VM 24/7

Email Customer Support

Desktop Claim Requested Receipt Upload

Claim and Correspondence mailing address:

PO Box 2401 Germantown MD 20875-2401